Effective Date: February 10, 2026

By providing your mobile phone number and opting in to receive SMS messages from Entrepreneurial Technologies (dba People-Friendly Tech) ("we," "us," or "our"), you agree to the following terms and conditions:

1. PURPOSE OF MESSAGES

We will send you SMS text messages solely for the purpose of multi-factor authentication (MFA) to verify your identity and secure your account. These messages contain one-time security codes required to access your account.

2. CONSENT TO RECEIVE MESSAGES

By providing your mobile phone number, you expressly consent to receive automated SMS messages from us for authentication purposes. This consent is not a condition of purchase or use of our services, though it may be required to access certain secure features.

3. MESSAGE FREQUENCY

You will receive SMS messages only when authentication is required for your account access. Message frequency will vary based on your login activity. You may receive multiple messages per day depending on your account usage.

4. MESSAGE AND DATA RATES

Standard message and data rates may apply based on your mobile carrier's plan. We do not charge for SMS messages, but your carrier may charge you for messages and data usage. Please consult your mobile service provider for details about your plan.

5. SUPPORTED CARRIERS

Our SMS service is available on all major U.S. carriers including AT&T, T-Mobile, Verizon, Sprint, and others. Check with your carrier for compatibility.

6. NO SALE OR SHARING OF INFORMATION

We will not sell, rent, or share your mobile phone number with third parties for marketing purposes. Your number is used solely for account security and authentication.

7. SECURITY AND PRIVACY

- Do not share authentication codes with anyone

- Our staff will never ask for your authentication code

- Authentication codes expire after a short period

- For more information about how we handle your data, please review our Privacy Policy at https://peoplefriendlytech.com/privacy-policy

8. OPT-OUT/UNSUBSCRIBE

You may opt out of receiving SMS messages at any time by replying STOP to any message

Please note that opting out may prevent you from accessing certain features that require two-factor authentication.

9. HELP/SUPPORT

For assistance, contact us at:
Phone: (515) 318-5350
Email: privacy@peoplefriendlytech.com

10. SERVICE CHANGES OR TERMINATION

We reserve the right to modify, suspend, or terminate the SMS service at any time with or without notice. We may also change these terms from time to time by posting updated terms on our website.

11. NO WARRANTY

SMS messages are provided "as is" without warranties of any kind. We are not responsible for:

- Delayed or undelivered messages

- Messages sent to incorrect numbers due to user error

- Carrier-related issues or service interruptions

- Unauthorized access resulting from user disclosure of codes

12. LIMITATIONS OF LIABILITY

To the extent permitted by law, we shall not be liable for any damages arising from your use of or inability to use the SMS service, including but not limited to account access issues resulting from SMS delivery failures.

13. USER RESPONSIBILITIES

You agree to:

- Provide accurate and current mobile phone number

- Update your account if your number changes

- Keep your authentication codes confidential

- Use authentication codes only for their intended purpose

- Comply with all applicable laws and regulations

14. MODIFICATIONS TO TERMS

We may update these Terms and Conditions at any time. Continued use of the SMS service after changes constitutes acceptance of the modified terms.

15. CONTACT INFORMATION

For questions about these SMS Terms and Conditions, contact us at:

People-Friendly Tech
1275 Northwest 128th Street
Suite 205
Clive, IA 50325
(515) 318-5350
privacy@peoplefriendlytech.com

By providing your mobile number and using our SMS authentication service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.